When the at-fault driver has little or no insurance, your own policy may protect you. We handle UM/UIM claims and push back when your insurer won't pay fairly.
Uninsured & Underinsured Motorist Claims
Even though it is your own insurance company, it may still try to minimize your claim. We handle UM and UIM claims, including arbitration when necessary.
- At-fault driver with no insurance
- At-fault driver with minimum policy limits
- Hit-and-run collisions
- Injured passengers and household members
- Pedestrians and cyclists covered by their auto policy
- Disputes with your own insurer
California Law
Hit-and-run claims require prompt reporting
For uninsured motorist claims involving an unidentified hit-and-run driver, California generally requires the accident to be reported to police promptly and the claim to be reported to your insurer. Act quickly to protect your coverage.
Free Consultation
Tell us what happened by phone, video, or in person. We listen, answer your questions, and explain your options in plain language.
Investigation
We gather reports, records, photos, and witness accounts to build a clear picture of who is responsible.
Claim & Negotiation
We handle the insurance companies and pursue compensation for medical bills, lost wages, and pain and suffering.
Resolution
Whether through settlement or, if necessary, litigation, we stay by your side and keep you informed every step of the way.
Medical expenses
Emergency care, hospital stays, surgery, therapy, medication and future treatment.
Lost income
Wages you missed while recovering and reduced ability to earn in the future.
Pain and suffering
Physical pain, emotional distress and the loss of enjoyment of daily life.
Property damage
Repair or replacement of your vehicle and other personal property.
Every case is different. No attorney can guarantee a particular result.
California law generally prohibits insurers from raising premiums for claims where you were not at fault.
UM applies when the at-fault driver has no insurance; UIM applies when their insurance isn't enough to cover your damages.
Related Practice Areas
Free · Confidential · 24/7
Your consultation is free and confidential. Call any time, day or night, in English, Spanish, or Farsi.
Call 24/7(805) 905-7777